How to spend money, not to quarrel with her husband
'04.05.2021'
Source: Moscow 24
With the advent of the family, our life becomes richer. Now we live not only for ourselves, but also for people close to us. We pay more attention to each other, we share, we do everything together. And we spend money together too. Anna Lebedeva decided to understand the eternal question: who should earn in the family and how to properly manage the family budget.
The theme of money, whatever one may say, concerns everyone, notices Moscow 24. It's one thing when you live alone and spend only on yourself and at will - on someone else, and quite another when a family appears. From my observations I noticed that there is no standard scheme for managing a common farm. Who in that much. But the money question can sometimes add some tar in a barrel of honey, namely, to provoke abuse, resentment, misunderstanding and condemnation. To prevent this from happening, it is important to take into account the interests of all family members.
Options for maintaining a family budget are different. Here are some of them.
Husband earns one
The standard situation for young families in which children are born is when a man becomes a breadwinner, on whose shoulders a great responsibility falls. Now he needs to make sure that all family members are fed, clothed and satisfied.
“Imagine, he does not give her money for personal expenses! He goes shopping himself, buys food, but his wife does not have such an opportunity, - a distant relative once shared with me. - No, some youth went wrong! I understand, in Soviet times ... My husband brought his salary and put it on the table! He did not know the prices in the stores, nothing. He came home and his wife and wife were waiting for him.
The situation when a man earns and does not give money for personal expenses to his wife, of course, is a little frustrating. But scandal will not help.
Perhaps you should calmly discuss this delicate moment with your husband, hint to him that you have some needs, or call the amount you need per month for small expenses.
The store is still better to go together. After all, the woman cooks herself, which means that she knows better what to buy. Joint campaigns for food combine, because this way the preferences of the whole family are taken into account. Yes, and another man will know that how much it costs, and he will not have any questions about where the money goes.
Putting a salary on the table in the modern world means making a duplicate of a salary card and giving it to your wife, counting on goodwill and common sense. I am sure that a woman will thank her husband for this generous and confidential gesture. But I myself was a witness when the family was left without money for food, because, having received the husband's card, the wife immediately ran to the lingerie store and lowered a decent part of her husband's salary on lace “delicacies”.
I think it's worth trying to give the card to his wife, and then see how it goes. This is especially true when there are small children in the family. They all the time need something for little things. Now the diapers are over, then the napkins, then the new toy to buy. Perhaps the thrifty mistress will even be able to somehow save, put off the "stash".
Both husband and wife work
Sometimes a woman can not stand to sit with the child, because the soul requires self-realization. She tries to get a job either on some remote work, or on part-time work, and when there are grandmothers and nannies, she can completely plunge into the work process. Another of the reasons is the desire to help the husband, to relieve part of the load, for example, some kind of extra part-time job, which takes time and effort.
It happens that a woman is forced to go to work, because her husband constantly reproaches something, does not give money for personal expenses. Thus, she becomes independent, she even manages to save up on her husband’s new phone, on some things. Thanks to her self-realization, family relations are getting better, because now the wife has grown in her husband's eyes, and everything has become as before when they met.
But how to spend money when they earn both husband and wife? Cash out salaries and put in an envelope.
I know that many do. They take from the envelope for any personal needs, for clothes, for treatment, for food, and immediately record the expenses. Perhaps this way of managing the family budget is useful because it makes it easy to control expenses. True, you can spend it easily, so much so that later you don’t remember where the money went.
The husband pays for food and other expenses, and the wife saves for vouchers
A common situation for families where there is no goal to spend every penny is to save money. Often, the husband and wife agree to live only on his salary, as was the case in the good old days, and save his wife's money either for some major purchases by the New Year, or for a family tour to the sea.
“We bought a good car with my salary,” a friend once boasted to me who works part-time in one of the large companies. For two years she limited herself in everything, reduced the amount of coffee consumed and generally tried not to go to the store once again.
“How are you?” She asked me. To be honest, it was a little embarrassing and insulting that I do not know how.
But I don’t set such a goal, I love to enjoy frequent purchases, coffee, pleasant little things and new books. And to her question I answered simply: "Very happy."
A husband earns a lot more than a wife. And vice versa
How to be, if suddenly all salary of the husband falls on you, more than your several times? Here in the truest sense. He suddenly gave you a card and told you to keep the house itself. I wouldn’t go to that for sure, or at least take the part I want to spend on myself, and save my money for something pleasant for the whole family. Some part I would put aside for the maintenance of order in the house, food, household supplies, but the remaining duties, such as utility payments, would be offered to my husband. I consider that it is dishonest and somehow not in a family way or something, it’s difficult for someone to keep the budget, and it’s difficult, you’ll not follow everything.
It happens that the wife earns more than her husband. This is absolutely not a reason for the husband to feel uncomfortable, especially when he takes care of the children.
Swapped, called. A woman, by the way, in such a situation will be much softer than a man, because she knows how hard it is to manage the household.
If a woman or a man earns much more than his half, then they can spend much more on his family. After all, it doesn’t matter who you are, but it is important whether you are ready to sacrifice your hard-earned money for the most precious thing you have — your child, your husband or your wife.
The main thing - do not quarrel over trifles.
