How to save money without limiting yourself: 17 daily life hacking
'09.06.2021'
Source: Anews
Often we do not understand where the money goes from our wallet. It seems that only yesterday they received a long-awaited salary, but today there is already a hole in their wallet.
Planning a budget
Use the application when planning a budget, it will clearly show where and how much you spend. Moreover, with the help of planning you will understand which expenses it is better to refuse, writes Anews.
Used things
Of course, it is not necessary to constantly buy new things. Tools, equipment, appliances or books have no expiration date. But there are products that should not be bought with it. Therefore, we take this item to note and are not afraid to purchase used items.
Online shopping
It has long been known that buying through the Internet is much cheaper than in a regular store. Of course, there are incidents when a thing may not fit in size, but in general, this method allows you to significantly save.
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Credit cards
Going to the online store, you saw some very useful little thing and immediately purchased it in one click, thanks to a bank card linked to your account. An impulse buy has occurred. In order not to waste money, do not tie cards. For any payment, enter the details manually - this will give you the opportunity to think whether you really need this thing or service.
48 hours
We make most of the purchases spontaneously: I saw - wanted - bought. And more often than not, these are absolutely unnecessary things found somewhere on the sale. To avoid unnecessary expenses, when you see an item, do not buy it right away. Wait 48 hours - this will tell you if you need this purchase.
Self-education
If you spend money on foreign language courses or modeling clay, then it is worth remembering that in the modern world all the detailed lessons, courses and trainings can be found on the Internet. So you will not only save on the courses themselves, but you will not spend your time on trips to classes.
Sport and fitness
A subscription is now an expensive pleasure, although it has its advantages: the coach will correct the set of exercises. But you can do it at home, for this you just need to choose the right exercises, be patient and work on self-discipline.
Public transport or bike
Buying a car is a very crucial step that needs to be carefully considered. Constant spending on insurance, repairs and gasoline will significantly hit your pocket. Using public transport, walking or cycling will not only save money, but also improve your health.
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Unnecessary things
Everyone in the house has at least a couple of unnecessary things, and instead of throwing them away, sell them. You will not only free up space, but also replenish your wallet.
Subscriptions
Each phone has programs that are not used for a long time. But often we forget that they are under subscription and every month a considerable sum is deducted from our account. Therefore, remove all unnecessary subscriptions, and another gap in the budget will be closed.
We warm
In many houses there are drafts in winter - take care of the insulation of doors and windows. This way you will turn on the heater less often in winter and save on electricity bills.
Change the light
Lamps with LEDs last much longer than ordinary incandescent bulbs. Yes, and spend a lot less energy.
Watching movies at home
Of course, cinema is cool, but quite expensive. And even now there is little pleasant in visiting the cinema: people constantly moving back and forth, talking on the phone and crunching snacks. Horror. So sit back on your comfortable couch and watch a movie at home. And you will save money, and your nerves will remain in place.
Library
How do you want to have your own library at home, but books have become a truly expensive pleasure. We register in library and we take books for reading there. Or register on online services and read absolutely free.
Shopping List
Going to the store already implies a huge amount of spending, but they will become even more if you rush around the sales area in search of what you need to buy and think about whether or not to take something else just in case. Write a list and go shopping in a disciplined manner.
Menu
Competently composed menu for the week will help you significantly save the budget. Shopping will be well planned, and unnecessary products will not be in the fridge.
Entertainment
Weekends imply a cool vacation and a lot of money spent. However, you can spend time with friends without investing a round sum. Board games, cycling or just a picnic in nature will allow you to have a great time and do not hit your pocket.
