What to do so that you have your own home

Today, people are debating: buy a house or rent? Both options have their pros and cons. Even financial calculations are made in favor of one or the other. As every sandpiper praises its own swamp, so every author defends the correctness of his opinion.

Do you have your own home? Which house do you want? Why do you need a house? What are you ready to do for this?

For starters, let's introduce the definition of "your home", suggests Academy of privacy. Your home is any residential property: a room, an apartment, a townhouse, a house, a country house, a palace owned by you or your family (husband and wife, not your mom and dad).

The only thing you need to purchase a home is money. But since for most of our country real estate is expensive, so all the pros and cons are weighed very carefully.

"For" rented accommodation:

• it does not require large savings to enter and live;
• most often rented apartments are equipped with furniture and appliances;
• the owner of the apartment is responsible for any damage;
• no need to take a mortgage and pay interest;
• You can move to another area or city.

"Against" rental housing:

• you can be asked to vacate the apartment at any time;
• if your finances sing romances, then you will find yourself without shelter;
• if the apartment owner is not ready to make repairs, you will have to do it at your own expense, or break yourself and live in the feeling “everything is temporary”;
• higher housing prices will affect the increase in rent;
• in old age you will not have your own corner.

"For" own housing:

• as soon as you execute documents on the property, you “grow roots” on your territory. Base, foundation, confidence, security appears. This is especially important for women, because every woman is a mother, real or future. Own house - its own fortress;
• there is a territory and space for creativity. The right hemisphere is developing;
• A home is a project in which you become a general and financial director, a logistician and an organizer, a creative person and a developer. Excellent experience to learn how to manage various resources: financial, human, material;
• the house is the best investment of money;
• This is the future legacy for your children and grandchildren.

"Against" own housing:

• if you do not have savings on an apartment, you can become financially dependent on creditors for many years;
• in case of unsuccessful development, neighbors, territory, infrastructure, changing housing is much more difficult than moving to the next rented apartment;
• for everything that happens in your house, you are responsible;
• decide for yourself what you are ready for. I am speaking here on the side of my own housing, because the responsibility that comes with your own housing allows you to grow up, become wiser, experiment and enjoy the fruits of your life activity.

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What you need to do to have a house?

Step 1

Accept with every checkbox that a house is not only and not so much your goal as value. These are safety, freedom, tranquility, family, integrity, fullness, love, creation, realization, improvement ... What do you think of the most? When you understand what value your home will satisfy, complex tasks will turn into resources.

Step 2

Let yourself know who you are. Are you a free girl or married or divorced? You are alone, or with your husband, and / or with children. It depends on which house you choose.

If you are a free girl, without children, you want to meet a man and get married, then I strongly recommend choosing a one-room apartment. What for? On the one hand, you will have closed the need for security. On the other hand, a small square is a concrete hint to a man that there is not enough space for two here. And he needs to take care of the expansion of the territory. Otherwise there is a high probability to attract Alfonso or infantile men. And you need a male master.

Often I meet women who are waiting for a prince with an apartment. Dear ones, you can wait all your life, but the prince will never appear. I propose to take an active position: to wait and at the same time save money. Imagine the situation that there is a man who also saves money for an apartment. And when you meet, your shared dream comes true much faster. Expectant stance is a childish approach: wait for mom / dad to come and decide everything. He will not come and will not decide, and will not even find you. Remember the fairy tale "Cinderella." When she is again in her old dress in the woods, the prince does not recognize her lover. He needs one that could come to the ball, be able to be active, fun, joyful and fall in love with everyone.

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Step 3

Make a clear decision: where, when and how much housing you want to buy, and start saving money.

• 1 recommendation: save 10-30% for future housing from all your income. You have no right to take this money for other purposes than the purchase of housing.
• 2 recommendation: save at least 1 / 3 or half of the price of the apartment (plus repair), before buying.
• 3 recommendation: you deserve an apartment value equal to your 3-annual income. If you live with your husband, then consider the total income for 3 of the year.
• 4 recommendation: use the pyramid of Maslow. Buying a home can correspond to the upper levels of development: security, participation in society, social acceptance, self-expression. Do not jump over the steps in the pyramid. If you do not have housing, and your security is not satisfied, there is no point in buying a house that will be recognized by the society where you are going. You will not pull this house. Overwhelmed.

Step 4

Be committed to your goal. Sometimes you have to give up expensive holidays or birthday parties in an expensive restaurant. But you do it out of love for yourself and for your goal. Focus on what is most important to you at this stage of life.

Nothing is impossible in our lives. Only we define the slats we want to achieve!

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